
Built with love, for the ones who do it all.
Kina offers parents payment flexibility on tuition and turns parenting costs into meaningful rewards.

Control. Flexibility. Rewards.
Putting parents back in the driver’s seat.
Year after year, tuition and parenting costs climb higher. As parents, we have no control over the rising burden. The cost of raising a child now exceeds $400,000, yet nearly all of it goes unrewarded.
Our goal is simple: to put parents in the driver’s seat. We’re giving families what they’ve always wanted: control, choice, and something back for the money they already spend.

Kina for parents
The best of both worlds: pay tuition your way, and get rewarded for it.
- Tuition Flex: Get paid bi-weekly or semi-monthly? Split your monthly tuition into two payments, on your terms.
- Kina Rewards: Earn 1x points with the Kina card on tuition without any fees, and up to 8x on parenting expenses.

Kina for schools
Stand out with a modern solution that boost enrollment.
- Flexible payments make your school more affordable and budget friendly —while reducing late payments and overhead costs.
- Parents earn points on tuition, setting your school apart. Our easy gifting program make teachers feel recognized and appreciated.
What is Tuition Flex?
Tuition Flex lets you split your monthly tuition into two payments instead of one big lump sum.
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1st Payment: Due at the time the plan is set up.
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2nd Payment: Due any time up to the last day of the current month.
With Tuition Flex, families enjoy a payment schedule that works better with their paycheck.
Which type of tuition payments are eligible for Kina Rewards?
Kina Rewards points can be earned on tuition payments made through Kina for our official school partners, including:
- Daycare centers
- Family childcare centers
- Preschools
- K–12
How many points can I earn on my tuition payments?
- ACH or debit card: Standard 250 points per successful Tuition Flex. With specific school partners, you may be eligible to earn bonus rewards (i.e. 3x bonus).*
- Kina Credit Card: Cardholders earn 1 point per $1 of tuition payment, up to 100,000 points per year.
* These bonuses vary by partner and may be offered during special promotions or as part of your school’s partnership with Kina.
How much are the Kina points worth?
Like most credit card loyalty programs, Kina points are worth around 1 cent per point. Point value may vary depending on the items being redeemed.
What can I redeem my points for?
Members can visit the Kina Store and redeem points for gift cards, experiences, travel and much more.

Our story
Built by parents, for parents.
We started Kina because, like you, we're in it every day—raising little humans, juggling school payments, groceries, activities, and everything in between.
We’re parents and we built Kina to reward you for all the things you already do—and to support the teachers who help shape our kids. With Kina, every payment goes further. You earn rewards, teachers earn more, and we all feel a little more seen and supported.
We built this for our family. Now it's here for yours.
With love,
Ennie & Benny
Co-founders Kina